Divide the Plunder

Dividing the Plunder is an activity only available at Ports. In this mode, if they decide to divide the plunder, they can choose whether to Retire, or change your experience rank by one step up or down.

Dividing the Plunder will give you a fair share of your gold depending on your current experience rank (10% to 50%), you will loose all ships except the current flagship and, 6 months of your lifetime. If your Age is too high, you will get forced to Retire for good.

Dividing the Plunder is just one way to make your crew happy and to prevent mutiny - which can even result in your crew stealing one of your ships while on the sea. The better way is to keep your crew hyped with 3000 gold in stash for each crew member you have. This will prevent them from mutiny either. This can be decreased to 1000 gold per crew member later on with the right Special Items and Specialist.

Dividing the Plunder is still necessary to permanently increase your wealth points. So if you are going for fame and achievements points, it is advisable to either increase your rank to Swashbuckler (if not chosen from the beginning) and then stop dividing until the very end, or not to divide the plunder at all and safe up five times more gold as Apprentice before you Retire.